Helen OBrecht Real Estate My Clients are always number one
Helen OBrecht

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Maria and Greg Debkowski

Helen O'Brecht was a very good agent. She made herself available and was enthusiastic and tried to meet our housing needs. She was also patient and since we were first time buyers helped us understand the many facets of purchasing a home. A follow up after we bought our home was a welcomed and nice personal touch.

Chris & Kelly Younberg

We were especially pleased with the service we received when purchasing our home. Helen O'Brecht was thorough, thoughtful, professional and efficient. She really put us at ease with the entire process.

Whether your planning to buy your first home or sell your existing home, contact us today.

We would love to hear from you!
 

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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Our Listings



<< Previous  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>
 PhotoAddressLocationNeighborhoodPriceSizeStyleType
View
(9 Photos)
Sold
1498 Flamborough Circle
w2078834 Credit Pointe SOLD  $679,000 2 Story Residential
View
(12 Photos)
Sold
380 Crawford Street
C1578376 Little Italy SOLD  $678,000 3 Story Residential
View
(10 Photos)
Sold
86 OWLRIDGE
W2217771 Creditview/James Potter SOLD  $384,900 2 Story Residential
View
(9 Photos)
444 Yonge Street (New Construction)
Yonge/College $17,500,000 11,370 sq. ft."Towering 75 storeys high above downtown Toronto " Apartment Residential
View
(3 Photos)
1140, 1152 & 1162 Dupont
Dupont/Ossington $6,495,000 19,579 sq. ft."1140, 1152 & 1162 Dupont " Single Story Commercial
View
(1 Photos)

Markham/Sheppard $5,500,000 Single Story Commercial
View
(3 Photos)
2322 Bloor Street West, Toronto, ONTARIO M6S 1N9
Bloor/Windermere $4,195,000 8,656 sq. ft."4,328SF + 4,328SF" Single Story Commercial
View
(9 Photos)
16 Saintfield Ave
POOL York Mills/Old Yonge MLS® $3,480,000 "5000+ sq ft" 2 Story "Detached" Residential
View
(1 Photos)
10 Meadowbank Road
W08 Glen Park $2,700,000 2 Story Residential
View
(9 Photos)
5818 SHEPPARD AVENUE EAST
Sheppard/Gateforth Dr. $2,500,000 Single Story Commercial
View
(9 Photos)
10 Morrison St, Suite Ph1001 (New Construction)
King West MLS® $2,499,000 3,500 sq. ft. Apartment Condominium
View
(9 Photos)
80 John St, Suite 4503
Toronto C01 King Street W/John Street $2,422,900 2,289 sq. ft. Single Story Residential
View
(15 Photos)
1073 Lakeshore Road E.
Morrison $2,299,000 7,300 sq. ft."TOTAL LIVING AREA" 2 Story Residential
View
(9 Photos)
11 Parson Crt
Black Creek/Lawrence MLS® $2,298,000 2 Story Residential
View
(8 Photos)
36 Barringham Dr
POOL Lakeshore MLS® $2,295,000 "3500-5000" 2 Story "Detached" Residential
<< Previous  1  2  3  4  5  6  7  8  9  10  [11 - 20]  Next >>



When you choose Helen, it's all about YOU


Helen will always go the extra mile for YOU.

Helen will minimize the stress and make the transition smooth when you buy or sell a home with her. I presently work  

in the Toronto, Mississauga, Oakville, Brampton, Milton and Burlington area. 

If you want great customer service and the benefits of over 14 years of real estate experience contact Helen TODAY.

HELEN O'BRECHT

905-821-3200

helen_obrecht@rogers.blackberry.net

 

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